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Loan programs

Private lending

    private lending (personal loans) includes mortgage and secured loans.

    mortgage loan:

    conditions of the borrower: the individual (or the property of a third person), the enterprise's own property (such as houses, office buildings, factories, garages, warehouses, and so on), car pledge.

    credit: part of the market value of real estate as collateral to a maximum price of 70% lenders. (Such as after 03, better location, elevator and luxurious decoration, such as appreciation of the potential of real estate).

    period: 1-12 months.

    method of repayment: monthly interest, debt service due.

    time: two days of lenders

    lenders provide information required: ①, identity cards, household registration   II marriage certificates.

    secured loan:

    conditions of the borrower: the individual or business benefits are good individuals, small and medium enterprises. Borrowers need to provide income stabilization of serving civil servants, institutions, monopolies and guarantor of the fixed asset as collateral.

    credit: 21 million Yuan

    term: 1-12 months.

    method of repayment: monthly interest, debt service due.

    time: two days of lenders

    lenders provide information required: ① borrowers: 1, 3, ID 2, account individuals or small businesses are required to provide proof of the good operating performance. II sponsor: 1, 3, ID 2, account card or Medicare card 4, wage allowances, or cards (card required almost three months of statement) 5, certificates of title 6, land certificates.

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