&Nbsp; loan interest rate refers to the loan amount within the time limit and the proportion of this amount. Our unified management of interest rates by the people's Bank of China, interest rates set by the people's Bank of China approved by the State Council before implementation. Loan directly determines the rate of profit in enterprise and allocation between banks, which affects the economic interests of borrowers. Loan rates differ for different loan types and terms, but also with borrowed funds linked to the scarcity.
Loan interest rate program
Annual interest rate (%)
Less than six months (6 months)
Six months to one year (1 year)
1-3 years (including 3 years)
3-5 (5 years)
More than five years